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You may have heard that state insurance laws can be “fault” or “no-fault.” But is Illinois a no-fault state?  Illinois is not a no-fault state. That means that if you were injured in a car accident, you can make a claim against the at-fault driver’s insurance provider. In this article, we will explore Illinois car accident laws and insurance requirements so that you can be more fully informed before proceeding with your insurance claim.  At Flint Cooper, we have seasoned car accident lawyers who have the tools and expertise to deal with even the most complex car accident matters. Our attorneys have helped many clients get the justice and compensation that they deserve after a car accident, and they are here to help you as well. Illinois Car Accident Laws Illinois is NOT a no-fault state. Instead, Illinois is considered an at-fault state. But what is the difference between the two?  In a no-fault state, each driver is required to carry personal injury protection insurance, otherwise known as PIP. This insurance provides coverage for medical expenses, some lost wages, and other economic costs that can result from a car accident. Unlike liability insurance coverage, PIP coverage does not depend on

In Kentucky, the insurance implications of a car accident can be a bit confusing. One of the most common questions we get from clients is, Is Kentucky a no-fault state? The short answer is that Kentucky is a “choice” no-fault state. In this article, we will explore what that means and how it might affect you. At Flint Cooper, we have seasoned Kentucky car accident lawyers who are available to help you navigate the legal process that follows an auto accident. Our lawyers can negotiate with the relevant insurance companies on your behalf and help ensure that your legal rights are protected. To contact our office, you can reach out to us online or by phone at 1-866-536-0722. So What Does It Mean to Be a No-Fault State? In a no-fault state, automobile drivers are required to carry a special type of car insurance called personal injury protection insurance, or PIP insurance. Like regular car insurance, PIP covers medical costs like hospital bills, costs of treatment, and medication costs in the event of an auto accident. It may also cover a portion of your lost wages. However, PIP insurance is different from other types of insurance because it goes into

Working on the railroad can be a dangerous job. In fact, the United States Bureau of Labor Statistics has found that railroad workers suffer from one of the highest rates of injury and illness when comparing the industry to all other occupations.  If you were injured on the job while working on a railroad, it might be comforting to know that you may be eligible to file a FELA claim. FELA, or the Federal Employers Liability Act, is a federal law that provides compensation to railroad workers who were injured or killed on the job.  At Flint Cooper, we can help you file a FELA claim so that you can get the justice and compensation you deserve after a railroad accident. Our seasoned attorneys have the tools and expertise necessary to deal with even the most complex FELA matters. In this article, we will discuss some basics about FELA claims for railroad employees, and we will give you a step-by-step guide on the FELA claims process. This way, you can be more fully informed before moving forward with your FELA lawsuit. What Are FELA Claims? FELA claims are filed by federal railroad employees who have been injured on the job.

Mesothelioma trusts, also known as asbestos bankruptcy trusts, are funds created by companies involved in the asbestos industry that have gone bankrupt. These asbestos litigation trusts are established to compensate individuals diagnosed with mesothelioma or other asbestos-related diseases due to company products or workplace exposure. Numerous companies that once dealt with asbestos have since gone bankrupt, often due to the multiple lawsuits filed against them. Asbestos-related illnesses can take more than 20 years to appear, which means future victims have no source of recovery. During bankruptcy, these companies must now set up trust funds to ensure that current and future asbestos victims receive fair compensation. Why Were Mesothelioma Trusts Created? Mesothelioma trusts exist because the companies responsible for asbestos exposure often cannot be held accountable through traditional lawsuits. Asbestos litigation can be a lengthy and complex process, and many companies facing these suits have declared bankruptcy to protect themselves. In response, Congress mandated that these companies establish and fund trusts to compensate individuals harmed by their asbestos-related negligence. You can find this change in the law in Chapter 11 U.S. Code § 524(g). It ensures that even if the company is no longer in business, future victims still have a

Eminent Domain vs. Condemnation: What Are the Differences? Eminent domain refers to the power of the government to take property from an individual or business and use it for public purposes, provided it gives them due compensation. The government accomplishes this taking by filing a condemnation proceeding. Understanding the difference between eminent domain vs condemnation can help property owners understand their legal rights.  For nearly 20 years, Flint Cooper has proven itself to be an unparalleled force in the legal profession. During that time, it has grown from a firm with three employees to one representing clients throughout the United States and having offices in three states. When going up against the government, people benefit from having a resourceful and dedicated legal team. Flint Cooper takes pride in serving in that role for thousands of clients throughout the USA. Table of Contents How Are Eminent Domain vs Condemnation Different from Each Other? The primary difference between eminent domain and condemnation is that one is a right, and another describes a process where a government actor can take someone’s property. Eminent domain is the power of the government to take private land for public use if it fairly compensates the landowner.

Is Kentucky a No-Fault State for Accidents? Kentucky is a no-fault state for car insurance liability, but individuals can opt out of no-fault rules in certain circumstances. However, this does not necessarily mean that someone who causes an accident and resulting injuries will escape all liability. Those confused about Kentucky’s no-fault car insurance laws are not alone. Injured parties in Kentucky car accidents may wonder, Is Kentucky a no-fault state, and how does this affect a potential personal injury case? Those with injuries from a Kentucky car accident should speak with a car accident attorney about their options and how to recover their losses. The attorneys at Flint Cooper are fierce litigators who understand Kentucky’s no-fault laws. Contact Flint Cooper today to schedule an appointment to discuss your options. Table of Contents What Is the Difference Between Fault States and No-Fault States? Is Kentucky a no-fault state? To explain, those injured in car accidents must first understand the difference between no-fault and fault car insurance schemes. States have either a fault or no-fault insurance system for car accident insurance claims. The difference between the two boils down to which insurance company a person files a car accident claim when they